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When Is Social Security Income Taxable?

When Is Social Security Income Taxable?

To find out, look closely at two factors.   Your Social Security income could be taxed. That may seem unfair or unfathomable. Regardless of how you feel about it, it is a possibility.   Seniors have had to contend with this possibility since 1984. Social Security...

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When Is Social Security Income Taxable?

Cash Flow Management

An underappreciated fundamental in financial planning.                        You’ve probably heard the saying that “cash is king,” and that truth applies whether you own a business or not. Most discussions of business and personal “financial planning” involve...

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When Is Social Security Income Taxable?

When a Windfall Comes Your Way

What do you do with big money?   Getting rich quick can be liberating, but it can also be frustrating. Sudden wealth can help you address retirement saving or college funding anxieties, and it may also give you the opportunity to live and work on your terms. On...

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When Is Social Security Income Taxable?

Debunking a Few Popular Retirement Myths

It seems high time to dispel some of these misconceptions.   Generalizations about money and retirement linger. Some have been around for decades, and some new clichés have recently joined their ranks. Let’s examine a few.   “When I’m retired, I won’t really have...

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When Is Social Security Income Taxable?

Smart Financial & Insurance Moves for New Parents

As you start a family, consider these ideas.     Being a parent means being responsible to a degree you never have been before. That elevated responsibility also impacts your financial decisions. You are now a provider and a protector, and that reality may make...

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When Is Social Security Income Taxable?

Filling Out the FAFSA

There is really no reason to wait.      October is here – the ideal time for college students to apply for financial aid. October 1, in fact, marks the first day a current or future college student can submit a Free Application for Federal Student Aid, or FAFSA, for...

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When Is Social Security Income Taxable?

Preparing to Retire Single

Unmarrieds need to approach retirement planning pragmatically.                        In an ideal world, it would be simple to prepare for a solo retirement. You would just save half as much as a couple saves, buy half as much insurance coverage, and expect to live on...

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When Is Social Security Income Taxable?

Establishing Good Credit in College

After you get that first card, how can you build up your FICO score?                        Good credit opens doors. It is vital to securing a loan, starting a business, and buying a home. When you establish and maintain good credit in college, you create a positive...

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When Is Social Security Income Taxable?

Tax Changes That May Be Overlooked

Some alterations to the Internal Revenue Code were less publicized than others.   Late last year, federal tax laws underwent sweeping changes. Nearly a year later, you can be forgiven for not keeping up with them all. Here is a look at some important (yet...

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When Is Social Security Income Taxable?

Investing Means Tolerating Some Risk

That truth must always be recognized.                 When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly communicate a message to retirees and retirement savers alike: equity investments are risky things, and Wall...

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