The Value of Key Employee Insurance

The Value of Key Employee Insurance

Can your small business risk not having it?   What kind of financial loss would your business face without its key employees? They are worth more than their salaries – their performance, professionalism, and character make your company what it is and provide the...
The Value of Key Employee Insurance

The Gift Tax

Not all gifts are taxable.   I’d like for you to meet my friend, Hugh. He’s a retired film stuntman who, after a long career, is enjoying his retirement. Some of what he’s enjoying about his retirement is sharing part of his accumulated wealth with his family,...
The Value of Key Employee Insurance

A Decision Not Made is Still a Decision

Indecision can lead to no decision.   Investment inaction is played out in many ways, often silently, invisibly, and with potential consequence to an individual’s future financial security.   Let’s review some of the forms this takes.   Your workplace...
The Value of Key Employee Insurance

The SECURE Act and Traditional IRA Changes

What is it? How might it affect retirement strategy?   If you follow national news, you may have heard of the Setting Every Community Up for Retirement Enhancement (SECURE) Act. Although the SECURE Act has yet to clear the Senate, it saw broad, bipartisan support...
The Value of Key Employee Insurance

The High Cost of Health Care

A financial strategy can take health care costs into account.   One of the most ubiquitous aspects of social media in recent years has been the arrival of Americans crowdfunding around a major health issue. While America has a level of health care available that...